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How to File a Boat Accident Claim

Boating can be thrilling and enjoyable, but if you are not careful it could turn dangerous. Boats must also adhere to strict safety rules to avoid injuries.

If you've been injured in a boating accident, you may be entitled to compensation for your medical expenses as well as for property damage. Contact a New York boat accident lawyer to increase your odds of winning.

1. Gather Evidence

The most important thing to do following a boating accident is to gather evidence and then contact a lawyer. Also, seek medical attention as soon as you notice any injuries. To prove a claim, medical records and other evidence is required. This includes current and future medical expenses and loss of earnings, earning potential, damage to property and non-economic losses like pain and suffering.

Video and photos are helpful in preserving physical evidence at the scene of an accident. Eyewitness testimony can be a valuable evidence piece as it can provide details about the accident that might otherwise remain unnoticed. You could also rely on police reports and incident reports to establish an outline of the timeframe.

A lawyer who is knowledgeable can analyze the evidence to identify the parties that could be accountable for the victim's injuries or losses. A successful negligence claim for an accident involving a boat usually involves multiple liable parties, including the boat operator and the manufacturer or owner of the watercraft.

A reputable lawyer is able to manage all communications with insurance providers who are involved in a victim's claim for compensation. A lawyer can assist victims avoid saying anything that can be used against them in the court of law, and also assist victims in obtaining fair settlements for damages.

2. Report a crime

When a boating incident occurs the first thing you need to do is make sure that everyone involved is safe. Then, you must contact local law enforcement officials and complete a report on the incident. In accordance with state laws and regulations, you could have up to 48 hours in which to file a report if the accident results in injury or death that requires medical attention above basic first aid. You may also have 10 days to file if not able to locate the boat or if the accident results in more than $2,000 of damage.

You should also stay at the site of the accident to help other boats or individuals if feasible without risking your own safety or the safety of the victims. This will allow the law enforcement officer to note important information, such as how the accident occurred, who was aboard at the time of crash, and what it caused.

Even well-trained and experienced boaters can be involved in accidents on the water because of negligence of another. A knowledgeable attorney can assist you in identifying the negligent party responsible for your damages and pursue compensation. Damage to property, medical expenses and financial losses are all recoverable damages. Additionally, bringing an action against the accountable party could lead to monetary compensation for your pain, suffering, loss of quality of life, and other emotional traumas that are associated with the crash.

3. Check for damage

Once medical professionals have assessed all injuries and ensured that everyone is in a safe location, it is important to take a good look at the damage to the boat. This is when you begin contemplating your insurance policy and what it will cover.

A surveyor will be assigned to your claim. They will come out to examine the damage caused by the accident. The surveyor will evaluate the initial report to the damage and then begin to determine the value of the damage.

Most boat accident law firms accidents result from a combination of causes that are not always possible to control all of them. If there was a manufacturer defect in the vessel itself, it may be possible to make a claim for product liability against the company that manufactured the boat accident law firm.

In these situations you will require an attorney with experience in boating claims. They can create an argument that is strong and proves the manufacturer was responsible for the accident.

It is important to keep in mind that different types of boats are covered by different insurance policies. For example homeowners insurance is typically only cover smaller boats with engines that is below 50 HP. This means that jet skis, airboats as well as larger vessels will not be covered by homeowner's insurance.

4. Contact an Attorney

Inform your insurance company as soon as you feel safe and have visited a doctor in case of any injuries. Even if there is no police report, you'll still have to inform your insurance company. It is essential to be careful with your information as the insurance companies are often trying to attempt to determine who is at fault for the accident. This can reduce the amount of compensation that you receive. The NYC lawyer for boating accidents at Mirman, Markovits & Landau will work hard to disprove these claims and limit the amount of fault that you are liable for.

If you can, it is a good idea to collect information about the other boat operators or owners involved in the crash. Included in this data are their name, address and telephone number, as well as any insurance details. It is also helpful to have a copy the boating accident report which is filed.

Boat accidents can be terrifying and cause serious injuries. They can result in significant medical expenses loss of wages, and other damage. Those who are responsible have to be held accountable for the harm they caused you. The at-fault parties and insurance companies won't provide you with the amount you are due It is essential to consult an experienced New York injury attorney as early as possible. This can help level the playing field and allow you to focus on getting well.